📊 NPS Details

HRMS Bihar NPS Details 2026 – Check National Pension System PRAN & Balance

Check your NPS PRAN, monthly contributions, government contributions, and current pension corpus from the HRMS Bihar portal. For post-2004 Bihar government employees.

⏱ 4 min read📅 Updated February 2026✅ HRMS 2.0
⚡ Quick Answer
Login to hrms.bihar.gov.in → Finance/NPS menu → NPS Statement → View your PRAN number, contributions, and current pension corpus.

What is NPS for Bihar Government Employees?

The National Pension System (NPS) covers Bihar state government employees who joined on or after January 1, 2004. Under NPS, the employee contributes 10% of basic pay and the Bihar government contributes 14% of basic pay every month. These contributions go into a pension fund account identified by your unique PRAN (Permanent Retirement Account Number).

Unlike GPF (General Provident Fund) — which applies to pre-2004 employees, see our GPF statement guide — NPS corpus is market-linked and returns vary based on fund performance. The Wikipedia overview of India's National Pension System explains the full framework clearly. To access NPS details, first login via the Bihar government employee HRMS portal login guide.

✅ Find Your PRAN Number
Your PRAN (Permanent Retirement Account Number) is a 12-digit number printed on your monthly salary. It is also visible in the NPS section of the HRMS Bihar portal after login. PRAN is issued by NSDL and remains with you for your entire career and retirement.

How to Check NPS Details on HRMS Bihar

  1. Login to hrms.bihar.gov.in. Need login help? Use the Bihar government employee HRMS portal login guide.
  2. Navigate to the Finance section on your dashboard. Look for NPS or Pension in the menu.
  3. Click NPS Statement or NPS Account Details.
  4. Your NPS details load — PRAN number, monthly employee contribution (10%), monthly government contribution (14%), total contributions, and current corpus value.
  5. For detailed NAV history and fund performance, visit the official NPS CRA portal by NSDL using your PRAN number.

NPS Tier I vs Tier II Accounts

AccountTypeWithdrawals
Tier I (Mandatory)Primary pension account. Both employee and government contribute here.Restricted until retirement. Partial withdrawal allowed after 3 years for specific purposes.
Tier II (Voluntary)Optional savings account linked to PRAN. Only employee contributes.Fully flexible — withdraw anytime. No restrictions.
At RetirementMinimum 40% of Tier I corpus must buy annuity. Remaining 60% paid as lump sum (tax-free).

Your NPS deduction amount changes slightly whenever your basic pay changes — due to annual increment or after a DA revision. Since NPS is 10% of basic, higher basic means higher NPS contribution. Track this in your monthly payroll on HRMS Bihar.

Frequently Asked Questions

How much does Bihar government contribute to my NPS?+
Bihar government contributes 14% of your basic pay to your NPS Tier I account every month. Your own contribution is 10% of basic pay. Total monthly NPS credit = 24% of basic pay. Both amounts are visible on your HRMS Bihar salary and NPS statement.
Can I partially withdraw from NPS before retirement?+
Yes. After 3 years of NPS, partial withdrawal from Tier I is allowed for specific purposes — children's higher education, marriage, critical illness treatment, or house purchase. Maximum 25% of your own contributions only. Total 3 withdrawals allowed throughout service.
My NPS contribution is not showing on HRMS Bihar — what to do?+
If NPS details are missing, confirm your PRAN is linked in the HRMS Bihar system. Contact your DDO first — they manage PRAN linking at department level. If DDO cannot resolve it, contact the HRMS Bihar helpdesk at 0612-2217601.
â„šī¸ Disclaimer
Independent informational guide only. Not affiliated with Government of Bihar. For official support visit hrms.bihar.gov.in or call 0612-2217601.